Shareabread.com empowers people to take control of debt through free, easy-to-use tools like our Snowball/Avalanche Calculator.
Our Story
Founded in 2025, we noticed most debt calculators were either too simplistic or hidden behind paywalls. We built a transparent, feature-packed tool that lets users:
Compare payoff methods (Snowball vs. Avalanche).
Model real-life scenarios like lump sum payments, skipped payments, rate changes, and snowflakes.
Export plans to stay on track.
Values
No upsells: The core calculator tool will always be free to use.
Privacy-first: Your specific financial debt details stay yours. Data saved using the "Save Plan" feature is stored only in your browser.
Education: We aim to explain the "why" behind the results and provide helpful resources. (See our [Blog] - *replace link*)
Team
We are a small group of finance nerds and developers passionate about financial literacy and helping people manage their debt effectively.